Data Reports for Sale
- Electronic Access to Court Records
Foreclosure
Pre-foreclosure
If you're representing yourself in a foreclosure case, visit our self-help area.
The Office of Foreclosure
The foreclosure procedure is a two-tiered system. It involves both the Office of Foreclosure and the Superior Court General Equity judges. The Office of Foreclosure us an unit in the Superior Court Clerk's Office.
The workplace handles seven types of foreclosures:
1. Residential mortgage
Multi-family/commercial mortgage
In personam tax certificate
Municipal in rapid eye movement tax certificate
Condominium lien
Strict foreclosure
Fair Foreclosure Act optional treatments.
Foreclosure Actions and Foreclosure Processing Services
Foreclosure actions are submitted in the Superior Court. Pleadings are filed with the Office of the Superior Court Clerk, Foreclosure Processing Services in Trenton.
The Foreclosure Processing Services group dockets pleadings (e.g., complaints, responses and ask for default) in foreclosure cases. The team carries out basic foreclosure case management functions. When a case is contested, the group transfers to it General Equity Judges in the vicinages for disposition.
You can contact us at 609-421-6100 or SCCO.Mailbox@njcourts.gov for info on the following:
- General Questions and Status Requests
Complaints
Answers
Requests for Default
All correspondence (filings) ought to be directed to:
Regular Mail
Messenger Service
Foreclosure Forms
The following kinds might be needed in foreclosure cases. See foreclosure mediation (listed below) for mediation forms. Self-represented litigants can access our Self-Help page for kinds to submit.
Checks or money orders need to be made payable to Treasurer - State of New Jersey. Attorneys may utilize their Judiciary Collateral Account to pay any fees. Cash is not accepted.
Fee Waiver Request:
Complete the Filing Fee Waiver Request Form to request a fee exemption. You should meet monetary requirements for eligibility. This type ought to accompany your document( s). The form and the files ought to be sent to the General Equity Judge in the county where residential or commercial property lies. The judge will examine the fee waiver demand. Once the judge determines eligibility, your documents will be forwarded to the Superior Court Clerk's Office for filing. If the judge denies the fee waiver request, you will be notified to send the charge before the files can be submitted.
Copy Requests:
For info on getting copies of files or documents call Customer Service at 609-421-6100. Ask for records should remain in writing. Refer to Copies of Court Records for more details on submitting a demand.
Foreclosure Mediations & Mediation Services
Free foreclosure mediation is available to try to save your home. Mediation is a procedure where a neutral third-party hears your case. The conciliator does not decide on the case however guides both celebrations to an appropriate result on their terms. Lenders can still pursue foreclosure actions throughout the mediation process. It is crucial to begin requesting mediation as soon as possible following a notification of foreclosure.
The initial step in the procedure is to file for mediation services. Attorneys or self-represented litigants can complete the declare mediation kind. Eligibility requirements pursuant to Rule 4:64 -1 B must be fulfilled. The demand also needs the foreclosure mediation checklist. Use the foreclosure mediation monetary worksheet to reveal financial eligibility.
If a constable's sale is scheduled, there are 2 statutory stays that can be requested.
Know . Companies that assure to help you get a loan adjustment, or notices to save your home from foreclosure, are popping up all over NJ. You need to secure yourself and your home from fraud business that have no regard for you and your home.
You need to thoroughly inspect the business's credentials, reputation, and experience. Look out for warning indications of a fraud. Companies might falsely declare to be affiliated with a nonprofit or federal government entity, or endorsed by federal government officials. You must maintain personal contact with your loan provider and mortgage servicer. Your mortgage loan provider can help you discover genuine choices to prevent foreclosure. You need to use the free HUD/NJHMFA-certified housing therapist. More details consisting of pointers to prevent foreclosure scams are outlined in the Public Announcement launched by the Federal Reserve.
Notices to the Bar
Notice - Mortgage Foreclosure Mediation Program - Resumption of Availability of Housing Counselors: Notice to Defendants
Residential Mortgage Foreclosure Mediation Program - Rule Relaxation Order
Foreclosure for Renters
Residential occupants in a residential or commercial property facing foreclosure might be protected by NJ's Anti-Eviction statute, N.J.S.A. 2A:18 -61.1 to 61.12. Legitimate domestic occupants have rights to remain on the residential or commercial property regardless of a foreclosure.
Frequently, because lending institutions do not understand renters' names, the foreclosure problem will name "John Doe, Tenants No. 1 to 10." If a lending institution is unaware that the residential or commercial property is rented, a tenant might first be informed about the foreclosure when the lending institution has a writ of belongings. See the notification to domestic occupants of rights during a foreclosure.
Additional Resources for Foreclosure Help
Legal Services of New Jersey can supply resources and legal help for qualified litigants. The NJ Dept.
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